Helping businesses move through the gears with expert CFO support.
As a business owner, many of the most important decisions sit with you — growth, hiring, investment, pricing, structure, and risk. These decisions can feel heavy, especially when you’re making them without a financial sounding board or senior support.
CFO advisory and decision support gives you access to experienced financial guidance when it matters most. It’s about having someone who understands your business, challenges your thinking constructively, and helps you see the financial impact of decisions before you commit.
At GearChange, Steven works alongside business owners as a trusted advisor. He helps you slow decisions down when needed, pressure-test options, and move forward with clarity and confidence. Based on the Northern Beaches and working with businesses across Sydney and Australia, GearChange provides Fractional CFO support tailored to growing businesses.
CFO Advisory & Decision Support
CFO advisory and decision support is about providing senior-level financial insight without the cost or commitment of a full-time CFO. This service supports business owners through complex decisions and ongoing financial leadership.
This service includes:
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Ongoing CFO-level advice and guidance
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Support with major business decisions
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Financial insight to inform strategy and direction
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Board-level thinking without corporate complexity
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Clear, practical guidance you can actually act on
This isn’t about reports for the sake of reporting. It’s about helping you make better decisions with clarity, confidence, and support.
CFO ADVISORY & DECISION SUPPORT
Common Decision-Making Challenges We Help Solve
Many business owners reach out when decisions start to feel overwhelming or high-stakes.
You might relate if:
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You’re making big decisions in isolation
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You want a second opinion before committing
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You feel unsure about the financial risk of a decision
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You’re balancing growth opportunities with caution
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You want confidence that your decisions are financially sound
If this sounds familiar, having an experienced advisor in your corner can make all the difference.
What It’s Like Working With Steven
Steven brings calm, clarity and perspective to decision-making. He’s not there to take over — he’s there to support you, challenge assumptions, and help you make decisions that feel right for your business.
When you work with GearChange, you can expect:
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Clear, jargon-free conversations
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Thoughtful, balanced guidance
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Practical insight grounded in real numbers
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Confidence when navigating complex decisions
You won’t be told what to do. Steven works with you to explore options, understand trade-offs, and choose the path forward with confidence.
Who This Service Is For
CFO advisory and decision support is ideal for:
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Growing small to medium-sized businesses
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Business owners facing complex or high-impact decisions
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Founders who want strategic support without a full-time CFO
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Business owners seeking trusted financial guidance
Whether you need ongoing advisory support or help navigating a specific decision, this service adapts to where you’re at.
CFO ADVISORY & DECISION SUPPORT
TRUSTED BY MANY
Serving Northern Beaches, Sydney & Australia-Wide
GearChange works with businesses across the Northern Beaches — from Avalon through to Manly — as well as across Sydney. If you’re located outside Sydney, Steven works seamlessly with clients Australia-wide through online meetings and cloud-based tools.
No matter where you’re based, you’ll receive the same level of personal support and CFO-level insight.
Frequently Asked Questions
Is this an ongoing service or can it be short-term?
It can be either. Some clients engage ongoing advisory support, while others use this service for specific decisions or periods.
Do you attend board or leadership meetings?
Yes. Steven can support board-level discussions and leadership conversations where financial insight is needed.
Is this suitable for small businesses?
Yes. Fractional CFO advisory is designed specifically for growing businesses that need senior-level thinking without full-time overheads.
Do you work with clients remotely?
Yes. Many GearChange clients work with Steven entirely online from across Australia.
