Helping businesses move through the gears with expert CFO support.

Real Results. Real Partnerships.
Here’s what Australian business owners have to say about working with us
- in their own words.
What Our Clients Say
Why Clients Choose GearChange
“Steven has been providing outsourced CFO services to Barrack through GearChange. He has taken the time to understand our business, and his ability to translate complex financial data into actionable insights has been invaluable. His support and advice on financial planning. budgeting. and strategic advice is helping us to make important business decisions. We are very satisfied with the services Steven has provided. and I highly recommend him and GearChange.”
- Charles Gow-Gates,
Managing Director at Barrack Broking
“We have been working with Steven for a few months now and already seeing the benefits of his expertise and guidance. We now have a much clearer picture of how our business is performing and where it is heading. Steven's extensive personal experience as a CFO and business owner has enabled him to relate to and understand our business very quickly, work independently, ask great questions and give an objective view on issues and strategy.
Although Steven is external to our organisation he already feels like part of the team. We are truly grateful for his support.“
- Laura Napier,
Director at Advocates Online
“Working with Steven and GearChange has made a huge difference to my small business. They've guided me through setting up accounting software, helped me understand BAS and GST, and provided invaluable advice during my transition from a partnership to a company. Steven is knowledgeable, calm, and always quick to respond. Everything runs so much more smoothly now — I highly recommend GearChange to any small business owner.”
- Dr Xanthe,
All in One Home and Garden Services
“I’ve had the pleasure of working alongside Steven on several mutual clients, and his impact is always impressive. Steven brings absolute clarity to the financial performance of a business, by not just presenting the numbers but helping business owners truly understand what they mean.
What stands out most is his ability to ask the right questions that trigger meaningful, strategic conversations and ultimately drive better decisions. He has a calm, thoughtful approach, and a genuine interest in helping clients gain confidence in their financial direction.
If you’re looking for an outsourced CFO who combines insight, precision, and the ability to spark valuable discussion, I can’t recommend Steven highly enough.”
- Genine,

