Helping businesses move through the gears with expert CFO support.

As a business grows, the decisions become bigger and the stakes higher. Scaling brings opportunity, but without the right financial planning, it can also introduce risk, pressure, and uncertainty. Likewise, thinking about an eventual exit — whether years away or closer than expected — requires careful preparation well before the moment arrives.
Growth, scaling and exit planning is about making sure today’s decisions support tomorrow’s outcomes. It helps you understand what growth really costs, how to scale sustainably, and how to build a business that holds long-term value — whether you plan to exit or not.
At GearChange, we help business owners plan for growth with clarity and confidence. We take a long-term view of the business, ensuring your financial structure supports scaling, resilience, and optionality. Based on the Northern Beaches and working with businesses across Sydney and Australia, GearChange provides Fractional CFO support tailored to growing businesses.
Growth, Scaling & Exit Planning
One that is structured for long-term success and value.
This service includes:
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Financial planning for sustainable growth
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Scaling strategies supported by clear financial insight
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Preparing the business for investment or sale
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Structuring the business for long-term value
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Clear, practical guidance you can actually act on
This isn’t about rushing growth or forcing an exit. It’s about making informed decisions now so you have options later.


GROWTH, SCALLING & EXIT PLANNING
Common Growth & Exit Challenges We Help Solve
Many business owners feel excited by growth, but unsure how to approach it safely.
You might relate if:
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You’re unsure whether the business is ready to scale
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Growth feels risky rather than planned
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You’re considering investment, sale, or succession
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The business relies heavily on you personally
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You want to increase value but don’t know where to start
If this sounds familiar, planning ahead can dramatically reduce stress and improve outcomes.
What It’s Like Working With Steven
Steven takes a calm, strategic approach to growth and long-term planning. He helps you think beyond the next quarter and focus on building a business that supports your goals — financially and personally.

When you work with GearChange, you can expect:
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Clear, jargon-free conversations
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Strategic guidance grounded in real numbers
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Thoughtful planning without pressure
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Confidence in long-term decisions
You won’t be rushed or pushed toward a particular outcome. Steven works with you to create a plan that suits your goals, timeline, and appetite for growth.

GROWTH, SCALLING & EXIT PLANNING
Who This Service Is For
Growth, scaling and exit planning is ideal for:
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Growing small to medium-sized businesses
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Business owners planning expansion or investment
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Founders thinking about long-term value or exit
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Business owners who want to build a business beyond themselves
Whether you plan to scale, sell, or simply build a stronger business, this service adapts to where you’re at.
TRUSTED BY MANY
Serving Northern Beaches, Sydney & Australia-Wide
GearChange works with businesses across the Northern Beaches — from Avalon through to Manly — as well as across Sydney. If you’re located outside Sydney, Steven works seamlessly with clients Australia-wide through online meetings and cloud-based tools.
No matter where you’re based, you’ll receive the same level of personal support and CFO-level insight.
Frequently Asked Questions
Do I need exit planning if I’m not planning to sell yet?
Yes. Exit planning improves business structure and value even if a sale is years away.
Can you help prepare the business for investment?
Absolutely. Financial structure and clarity are critical when preparing for investors or buyers.
Is this suitable for small businesses?
Yes. Planning early is often what separates smooth growth from stressful scaling.
Do you work with clients remotely?
Yes. Many GearChange clients work with Steven entirely online from across Australia.
LET'S TALK
Let’s Talk It Through
If you’re thinking about growth, scaling, or the long-term future of your business, a conversation is the best place to start. Steven will help you explore your options and build a plan that supports where you want to go.
Book a strategy call and take the first step toward confident, long-term business growth.



